Loan and mortgage payment calculator
See the monthly payment, and how much you pay in interest over the life of a loan.
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How to use it
- Type the amount you want to borrow.
- Type the yearly interest rate, such as 6.5.
- Type how many years you will pay it back over.
- Read the monthly payment and the total interest.
Questions and answers
Does this include taxes and insurance?
No. It shows principal and interest only. Ask your lender for the full monthly cost.
Is this financial advice?
No. It is a calculator. Speak to a qualified adviser before borrowing.
How can I pay less interest?
A shorter term, a lower rate or extra payments all cut the total interest. Try changing the years to see the difference.
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