Gemini Google Wallet integration brings personal finance insights to US users

Spending insights in chat

Users can ask Gemini to review spending over a period and help work toward a savings goal. The app can create interactive charts covering cash flow, asset allocation, and budgets within the chat.

Gemini can also search linked accounts for recurring subscription payments and flag charges that rose in price. For holiday planning, it can use transactions from the previous year to suggest a budget for gifts and travel.

How account access works

The integration uses Plaid to link financial accounts from banks and credit cards to Google Wallet. The connection is read-only, so Gemini cannot move, manage, or invest a user’s money.

Users choose whether to connect and can switch the connection on or off at any time. The feature is available to US users on Android, iOS, and the web.

Getting started in Gemini

To enable the feature, users can open Customize, then Connectors, or visit gemini.google.com/customize/connectors. Once enabled, Google Wallet is available in the Gemini app. Google describes the feature as an expansion of Personal Intelligence, which already draws on Gmail, Photos, Search, and YouTube to tailor responses. The company also highlighted the launch of Memory Summary earlier in the week.